Automated teller machines provide a quick and convenient way to gain access to your bank account. If not careful, they become just as convenient to criminals. Every time a person uses an ATM they place themselves at serious risk of having their money or identity stolen. The next time you need to run and grab some quick cash, don’t be so quick that you forget to take precautions.
Protect Your PIN
Protecting your Personal Identification Number (PIN) is the first step in protecting not only your financial security, but your identity as well. Do not share your ATM/Debit Card account number or PIN with anyone. Be sure to commit your PIN to memory and never write it on your card. Closely monitor your bank account to identify unauthorized charges or withdrawals. Purchase a protective sleeve for your card to avoid damage or duplication of the magnetic strip. Protect your personal and financial well being when using an ATM machine.
- Only use ATM machines in well-lit, public areas in which you are familiar.
- Survey the scene before approaching the machine to seek out suspicious individuals or activities.
- Be aware of strangers with cell phones
- Never use an ATM that appears damaged or tampered with in any way.
- Have your ATM card ready as you approach the machine to minimize the time at the machine.
- Do not carry cash or checks in plain site when making a deposit.
- Stand close to the ATM and block the view of others when entering your PIN.
- Stow withdrawn cash in a safe place immediately upon being dispensed. Do not count at the machine.
- Remember to take your transaction receipt with you.
- Report lost or stolen cards to your financial institution immediately